Josh Pate's Take: Why G5 Schools Don't Belong in the College Football Playoff (2026)

Picture this: a college football playoff where underdog teams from smaller conferences could snatch a spot, but only after facing a lineup of pushovers – is that fair to the true contenders? That's the heated debate sparking across the sport today, and trust me, it's got fans and experts buzzing with opinions you won't want to miss.

College football's quest to crown a genuine national champion has long been plagued by imperfections, mirroring the sport's deep-seated disparities. This challenge has only intensified with the introduction of systems like the Bowl Alliance, the Bowl Championship Series, and now the College Football Playoff (CFP). These frameworks have tried to sort through the chaos, but they've often left gaping holes in determining who truly deserves the crown.

Initially, much of the chatter surrounding the 2025 CFP centered on high-profile snubs, such as Notre Dame being overlooked for a spot. But lately, the spotlight has swung dramatically toward Group of 5 (G5) schools like James Madison and Tulane. Just as Boise State sparked outrage last year by securing a playoff berth, there's a rising chorus calling for G5 programs to be barred from the CFP altogether. For those new to this, the Group of 5 refers to mid-major conferences (think Sun Belt, C-USA, etc.) that don't match the prestige or resources of the Power 4 leagues (ACC, Big Ten, Big 12, SEC), which dominate recruiting and funding.

The arguments against including G5 teams vary, but one standout claim is that it's simply unsafe for these programs to square off against powerhouse squads packed with five-star recruits destined for the NFL. It's a puzzling stance: after all, G5 schools regularly clash with Power 4 teams during the regular season without a peep of concern from anyone. Yet, this idea seems to be gaining traction. But here's where it gets controversial – not everyone buys into this safety narrative.

Enter college football podcaster Josh Pate, who dives into this debate on his show, Bussin’ With The Boys. While he dismisses the safety angle as flawed, Pate surprisingly aligns with the camp that believes G5 schools shouldn't participate in the CFP. His reasoning? It's all about the grind of the regular season. To clarify for beginners, Pate argues that earning a playoff spot isn't just about talent or potential upsets; it's about proving yourself against tough competition week after week.

In his words, criticizing G5 inclusion by saying, 'They'll just get crushed by elite teams like Oregon,' creates a glaring loophole. What if the game turns competitive in the fourth quarter? That argument crumbles. Instead, Pate focuses on merit through adversity. He compares schedules: James Madison faced no teams ranked in the top 30 by power ratings and only one in the top 50 (losing to Louisville by 14 points). Oklahoma, on the other hand, battled eight top-30 squads. They're essentially playing different levels of the game – one group's season feels like a cakewalk compared to the other's gauntlet.

Pate's view remains firm regardless of the outcome: even if James Madison somehow stunned Oregon, it wouldn't change his stance. He evaluates teams based on what they've earned, not hypothetical 'what ifs.' For him, the bottom line is clear – G5 schedules lack the rigor needed for playoff credibility. They simply aren't competing in the same high-stakes league.

Whether you side with Pate or not, buckle up because this topic is poised to explode in future discussions. As more blue-blood programs like Notre Dame and Alabama get shafted from the CFP, the calls for change will amplify. While expanding the playoff seems inevitable – think more teams to accommodate the talent pool – it will inevitably fuel gripes from the influential voices who feel robbed when a G5 school slips in. And let's be real, those complaining loudest often wield the most clout in college football's power structure.

So, enjoy those coveted CFP berths while they last, G5 squads – the big machines of college football are gearing up to challenge their presence. But this is the part most people miss: could excluding G5 teams truly level the playing field, or would it just reinforce the elite's stranglehold? Do you agree that strength of schedule should be the golden ticket to the playoffs, or is talent alone enough? Is Pate's argument a fair shake, or does it unfairly dismiss the thrill of potential upsets? Drop your thoughts in the comments – I'd love to hear if this sparks any debates or alternative views!

Josh Pate's Take: Why G5 Schools Don't Belong in the College Football Playoff (2026)

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